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Cost-plus adds value to health plans for the self-employed
The recession has forced some workers to turn to self-employment. Besides struggling to launch their own businesses, many will also need to replace the health care benefits they once enjoyed through their group insurance plan. How can Private Health Services Plans (PHSPs) help unincorporated sole proprietors, and what criteria need to be met under a cost-plus plan?
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Lunge past your fear to reach the next level
As a former member of the Canadian alpine ski team, Cary Mullen knows something about fear - and the benefits reaped when you reach beyond it.
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Haiti earthquake: industry shows generosity
The insurance industry is showing its support for the people of Haiti with numerous donations following the earthquake that devastated the country on Jan. 12.
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New underwriting realities mean advisors should take extra care
Underwriting realities have changed and advisors need to be more diligent than ever before with their applications to smooth the process for their clients. This was the message that reinsurance consultant Ross Morton delivered at the Advocis forum held in Toronto on Jan. 15 entitled The Time Is Now.
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What if a client wants to unlock locked-in pension funds?
A patchwork of provincial and federal regulations govern how locked-in funds are treated in Canada. Under what conditions can a client withdraw that money?
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